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A beautiful, elegantly dressed blonde walks into a bank in New York City and asks for the loan officer. She says she’s going to Europe on business for two weeks and needs to borrow USD 5,000.00. The bank officer says the bank will need some kind of security for the loan, so the blonde hands over the keys to a new Rolls Royce. The car is parked on the street in front of the bank, she has the title, and everything checks out. The bank agrees to accept the car as collateral for the loan. The bank’s president and its officers all enjoy a good laugh at the blonde for using a USD 250,000.00 Rolls as collateral against a USD 5,000.00 loan. An employee of the bank then drives the Rolls into the bank’s underground garage and parks it there. Two weeks later, the blonde returns and repays the USD 5,000.00 and the interest, which comes to USD 15.41. The Loan officer says, “Miss, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. We checked you out and found that you are a millionairess. What puzzled us is why would you bother to borrow USD 5,000.00?” The blonde replies, “Where else in New York City can I park my car for two weeks for only USD 15.41 and expect it to be there when I returned?”

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